Optional Life Insurance - BC Life Products

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Optional Life Insurance

Optional Life allows employees to meet their individual needs by tailoring their own coverage. BC Life issues Optional Life coverage on the employee and/or the spouse. This benefit is taken in conjunction with BC Life's group Term Life policy.

Plan Specifications:

issued in units of $10,000 or in multiples of the basic life schedule (times annual salary)

maximum benefit $250,000 for groups of 10 to 49 employees

waiver of premiums to age 65

smoker and nonsmoker rates

conversion privileges for the employee only.

For more information please contact your Plan Advisor or BC Life.

The information provided on this Web site is intended to be general information only, and does not form a contract. For specific details of your group's Pacific Blue Cross or BC Life benefit coverage, please refer to your employee handbook, or consult your benefit administrator. Benefit Administrators may refer to their Pacific Blue Cross contract or BC Life policy. They may also contact their broker/consultant or Pacific Blue Cross/BC Life. Groups wishing to apply for Pacific Blue Cross or BC Life coverage should contact their broker/consultant, or Pacific Blue Cross/BC Life.


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